Debt Free Whizz is far more than a debt counsellor, it is a division of Capital Brokers a financial organisation that was founded in 1993 and is staffed by money experts. If you are in debt you need sympathy and help but above that you need expertise and that is what we offer. The two organisations are separate but the skills within both are interchangeable.

Often a solution to debt cannot be achieved without altering the fundamental financial structure of a family or business; for that reason you want the best.

So what can we do for you?

First we can analyse your financial situation and advise you on the best way to manage your personal finances. Believe it or not when you are in debt there are many directions you can take to solve your problems. We’ll advise you on the one we consider is the best for you and if you agree guide you through its implementation.

If necessary we will come to an arrangement with your creditors on your behalf by dealing directly with them. If you are being harassed for payments we will advise you on how to legally deal with these individuals whilst we talk to their principals.

If it is necessary to implement a debt reduction programme we will establish a payment schedule with you and review it every four months to see if there are any new ways, in your circumstances or the financial world to reduce your pay-off time.

If it’s necessary to implement an Individual Voluntary Arrangement or if Bankruptcy is the best option we will introduce you to an associate who is licensed to establish the arrangement and who will act on your behalf.

Our aim is to offer the highest standards of advice and help. We recognise that clients are, by the very nature of the financial circumstances that cause them to contact us, often vulnerable and in extremis. We see it as our responsibility to deal with you compassionately, ethically and effectively.